Mortgage Broker Joondalup and surrounding suburbs
Whether you are looking to buy your first home, renovate, refinance or invest, we’re here to negotiate the right home loan for you.
It’s easier.
We start by meeting you at a time and place that suits you – at home, at work or over a coffee; during the week, at night or over the weekend – we’re always flexible. We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.
It’s more than just loans.
Lenders will ask you to take out insurance on your new property. We can help you arrange cover to keep the approval process moving quickly and hopefully save you some money.
It’s fast.
We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.
It’s all about you.
We are accredited with majority of the lenders on the panel and we work for you and not the banks. We are directly paid by the bank for offering you the service so there is no cost to you.. We get to know you personally to understand your unique circumstances. From our experience we know which lenders will have the product that will meet your needs. And we negotiate for what’s right for you, not what’s right for the lenders.
How a Mortgage Broker in Joondalup Helps You Secure Financing
If you think you might soon be in the market to buy a home, finding a mortgage broker in Joondalup to work with should be the first thing on your to-do list. The financial aspect of home-buying is always one of the most challenging to sort out; after all, you likely won't make the purchase with cash. As Amani Finance, we're here to help you find the right answer to the question: "How can I afford my dream house?"
The Importance of a Loan Broker in Joondalup
Why should you choose to work with a broker rather than trying to find the solutions on your own? Consider that there are several important reasons our services can help:
-
There are many different kinds of loans out there and determining which one is best for you as a home buyer is not always easy. Is a loan of which the interest rate remains fixed for the next five years and then converts to variable the right choice for your financial situation? You can use our online calculators to begin developing a sense of the answer, but professional insight helps to illuminate all your choices.
-
Going straight to the bank and asking for a loan is not often the best way to lock in the ideal rate possible for your situation. Sometimes, this is a recipe for a flat rejection, which can be quite discouraging. However, working with a broker opens many more doors, including many that would be difficult to access as an individual. The result is a better opportunity to secure the funding you need.
-
Ensure that you stay on top of the entire loan process from start to finish so that you can avoid troublesome delays, common mistakes, and other pitfalls that could delay your loan. Knowing what paperwork to sign and when can be tricky, but our team helps keep you on the ball and rolling towards final approval and the release of your funds.
Too busy to call? Prefer to chat? We don’t mind either way!
Why Amani Finance is a Cost-Effective Solution
Consider this: choosing the first loan offer you find isn't likely to result in monthly payments that make you happy or an interest rate that feels fair. Working with a broker, however, allows you to see and access many more potential options. With our help, we can work to lower your monthly mortgage payment and find a rate that works for you. Start your journey today.
Related Services We Provide as Your Finance Broker in Joondalup
At Amani Finance, helping first-time homebuyers is not the only thing we offer. In fact, our skills extend into other areas as well, allowing us to help you:
-
Refinance your existing home loan. Do you need to lower your monthly payments, or are you unhappy with the interest rate you're currently receiving on your home loan? Refinancing may be an option that can provide you with much-needed financial breathing room. Our brokers will help you to locate the ideal refinancing package to make homeownership a more comfortable proposition for you.
-
Invest in property. Want to build wealth for the future or your retirement by putting money into property and watching it grow? The right mortgage product is essential. Let us help you learn how to align these loans with your goals.
-
Explore other loan products as needed. At Amani Finance, we're happy to use our services to help you find a loan that works well for you in various situations.